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Befähigungsprüfung Inkassoinstitute Practice Questions - Austria Befähigungsprüfung für das reglementierte Gewerbe der Inkassoinstitute Exam

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Prepare with the Befähigungsprüfung Inkassoinstitute Practice Questions - Austria Befähigungsprüfung für das reglementierte Gewerbe der Inkassoinstitute Exam practice quiz. This question bank includes 100 questions covering austrian, debtor, debt, statutory, and abgb. Use it to review important concepts, identify knowledge gaps, and build confidence for the related exam, course, or assessment.

Sample Questions

Question 1
Under § 1392 of the Austrian General Civil Code (ABGB), what legal effect does a valid assignment (Zession) have on the assigned claim?
The claim passes from the previous creditor (assignor) to the new creditor (assignee) with all collateral and secondary rights unchanged
The original debt is extinguished and replaced by a completely new obligation (Novation) between debtor and assignee
The debtor is immediately relieved of the obligation unless the debtor expressly consents in writing to the assignment
The claim becomes an unenforceable natural obligation until confirmed by a competent district court
Question 2
What is the crucial legal distinction between an open assignment (offene Zession) and a silent assignment (stille Zession) regarding debtor performance?
In an open assignment, debtor notification (Verständigung) means the debtor can only achieve debt discharge by paying the assignee; in a silent assignment, payment to the assignor discharges the debt
A silent assignment is legally invalid against third parties unless registered in the Austrian commercial register (Firmenbuch)
In an open assignment, the debtor loses all defences that existed against the assignor prior to the assignment
A silent assignment automatically converts the claim from a commercial claim to a private consumer loan
Question 3
Under § 1396a ABGB, what is the legal standing of a contractual prohibition of assignment (Zessionsverbot) between two entrepreneurs in a bilateral B2B commercial transaction?
An agreed assignment prohibition between businesses is only valid if individually negotiated and not grossly unfair to the creditor
Any assignment prohibition in B2B contracts is absolutely null and void under mandatory European commercial law
An assignment prohibition between entrepreneurs is always binding on third parties regardless of standard contract terms
Assignment prohibitions are only permitted if filed with the Austrian Federal Ministry of Justice
Question 4
A commercial supplier delivers goods to a retailer under a bilateral B2B contract. The retailer defaults on payment. According to § 456 of the Austrian Commercial Code (UGB), what is the statutory default interest rate?
9.2 percentage points above the applicable base rate (Basiszinssatz) published by the Oesterreichische Nationalbank
4.0% fixed per annum regardless of changes in the European Central Bank policy rate
8.0 percentage points above the 12-month EURIBOR benchmark
12.0% fixed per annum plus statutory compound interest
Question 5
In addition to default interest, what flat-rate recovery compensation is a creditor entitled to claim in a B2B transaction upon debtor default under § 458 UGB?
A lump-sum compensation of €40 for internal recovery costs, without having to prove specific damage
A mandatory surcharge of 10% of the total outstanding invoice amount
A statutory fixed handling fee of €150 payable directly to the debt collection agency
No flat-rate compensation is permitted; all administrative expenses must be proven with individual receipts

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Befähigungsprüfung Inkassoinstitute Practice Questions - Austria Befähigungsprüfung für das reglementierte Gewerbe der Inkassoinstitute Exam

This practice set contains 100 questions from the matching question bank and focuses on austrian, debtor, debt, statutory, and abgb. Work through each question carefully, review the provided solutions, and revisit topics that need more study before your next attempt.

This is an independent study resource intended for practice and review; it is not an official examination or an endorsement by any organization named in the title.

Frequently Asked Questions

This quiz contains a total of 100 practice questions carefully selected to test your knowledge on this subject.
Yes, you will have exactly 0 minutes to complete the exam. A countdown timer will be visible once you start.
Yes, you can retake this practice test as many times as you need. The questions and options may be randomized on subsequent attempts to ensure comprehensive learning.

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