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Certified Application Counselor (CAC) Certification Exam

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About this Exam

Prepare with the Certified Application Counselor (CAC) Certification Exam practice quiz. This question bank includes 25 questions covering consumer, application, health, counselor, and plan. Use it to review important concepts, identify knowledge gaps, and build confidence for the related exam, course, or assessment.

Sample Questions

Question 1
A consumer loses their employer-sponsored health coverage. Under the Affordable Care Act, this event typically triggers a:
Special Enrollment Period (SEP)
Marketplace waiting period
Medicaid eligibility review
Premium penalty assessment
Question 2
Which of the following is a key role of a Certified Application Counselor (CAC)?
Recommending a specific insurance plan to a consumer.
Helping consumers understand their eligibility for Marketplace plans, Medicaid, and CHIP.
Determining a consumer's final tax liability for the Premium Tax Credit.
Selling insurance plans on behalf of private companies.
Question 3
Under the ACA, what is the primary purpose of the Advanced Premium Tax Credit (APTC)?
To cover all out-of-pocket costs like deductibles and copayments.
To reimburse individuals for medical services already received.
To lower the monthly health insurance premium for eligible individuals and families.
To provide a tax deduction for those who purchase off-Marketplace plans.
Question 4
A 28-year-old single adult with an annual income of 130% of the Federal Poverty Level (FPL) lives in a state that has expanded Medicaid. Which program are they most likely eligible for?
A subsidized Marketplace plan only
Medicare
A catastrophic health plan
Medicaid
Question 5
Which of the following is a fundamental requirement for an individual to be eligible to enroll in a Qualified Health Plan through the Health Insurance Marketplace?
They must be employed full-time.
They must not be incarcerated.
They must have a pre-existing medical condition.
They must be eligible for Medicare Part A.

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Additional Information

Certified Application Counselor (CAC) Certification Exam

This practice set contains 25 questions from the matching question bank and focuses on consumer, application, health, counselor, and plan. Work through each question carefully, review the provided solutions, and revisit topics that need more study before your next attempt.

This is an independent study resource intended for practice and review; it is not an official examination or an endorsement by any organization named in the title.

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Frequently Asked Questions

This quiz contains a total of 25 practice questions carefully selected to test your knowledge on this subject.
Yes, you will have exactly 0 minutes to complete the exam. A countdown timer will be visible once you start.
Yes, you can retake this practice test as many times as you need. The questions and options may be randomized on subsequent attempts to ensure comprehensive learning.

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