The main idea being tested is what a Tenant Selection Plan covers. A TSP lays out the procedures for how applicants are handled from the moment they apply through to admission. It specifies how applications are received and documented, how eligibility and suitability are verified, and how screening is conducted (income verification, background checks, eviction history, etc.). It also explains how the waiting list is created, kept current, and prioritized (including any preferences), and how final admissions decisions are made. In short, the TSP focuses on intake, screening, waiting list management, and tenant selection. Other topics like budgeting and financial reporting, maintenance and safety inspections, or pet policies are governed by separate policies, not the TSP.

Providing meaningful access for LEP residents means making sure people who don’t speak English well can understand and use HUD-assisted programs. Owners and agents must take steps to ensure access to vital information for LEP individuals, so they can apply for housing, understand eligibility, read lease terms, and follow grievance procedures, among other essential communications. This often involves translating key documents and providing language assistance such as interpreters or bilingual staff as needed, based on the specific LEP population they serve and the importance of the information. It doesn’t require prohibiting non-English communication, translating every document into every language at no cost, or keeping bilingual staff on hand at all times. The approach is guided by practical considerations: how many LEP individuals are served, how often they interact with the program, and how essential the information is to access and participation.

Management and Occupancy Reviews are about ensuring that program rules are followed through careful checking of tenant documentation. The primary purpose of an MOR is to ensure program compliance by reviewing tenant files for accuracy and currency. A typical MOR looks at income certifications, eligibility determinations, rent calculations, occupancy status, leases, and required documents to ensure everything is complete, up to date, and in line with program requirements. It is not about setting rent levels, auditing construction, or rating resident satisfaction, which fall outside the scope of an MOR.

HQS stands for Housing Quality Standards, and it regulates the physical condition of rental units to ensure safety and sanitation. These standards set minimum requirements that a unit must meet before it can be used for HUD-assisted programs (like the Section 8 Housing Choice Voucher program) and throughout occupancy if notated. This focuses on the unit’s safety, health, and livability—housing must be structurally sound, properly heated and ventilated, with functional plumbing, electrical systems, and other essential features. It does not govern tenant eligibility or neighborhood safety, and landlords must address any HQS defects so the unit can pass inspection.

Unearned income comes from sources other than performing work in the current period. Earned income comes from actually working—wages, salary, and bonuses you receive for your labor. Social Security and other benefits not tied to employment are unearned because they’re payments you receive without providing work at that moment. So this example best fits unearned income, while the others are considered earned income from employment.